Compass Mortgage - Personal Credit Reports

Personal Credit Reports

What is the difference between a “Credit Report” and a "Personal Credit Report"? Read on to learn more....

A “Credit Report” contains only the information typically seen by lenders or credit grantors.

A “Personal Credit Report” (or “Consumer Disclosure”) is a specific type of report that has all the information the credit repositories have in your credit file including everyone who has received a copy of your credit within the last two years. Generally, the format is detailed and in a format that is easily understood by the consumer.

As a New Hampshire consumer, you are entitled to a free copy of your Personal Credit Report every year. It’s important to look at your credit routinely because inaccurate information could cost you:

A job
The loss of an apartment
More expensive insurance
A higher interest rate when you finance a car and/or home

Have a question regarding your credit or mortgage financing in New Hampshire? Call Charley Farley at (603) 471-9300 or e-mail charley.farley@weloannh.com.

Compass Mortgage Inc. - 172 Route 101 - Bedford, NH 03110-5416
Office Phone: (603) 471-9300 Fax: (603) 472-8811 Toll Free Phone: (877) 211-5300

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