Loan Options

Do you have special or unique financial circumstances? If so, the articles below may help. If you can't find what you're looking for, give me a call. I've helped thousands of home buyer's right here in New Hampshire and I can probably help you too.

Charley
603-472-2272

Getting a Loan When You’re Self-Employed
Being self-employed brings its own challenges when you’re applying for a mortgage through a bank or any other traditional lenders. We have a number programs through non-traditional sources for borrowers who do not fit standard guidelines, such as the self-employed.

Mortgage Options After a Divorce
What options are best for your changing circumstances?

Income Property Loan Programs for New Hampshire
A number of options are available to help you finance your investment property.

Land Loans
Land loans, as the name suggests, are loans made to individuals for the purpose of purchasing real estate which is land-only. Lenders consider land loans to be riskier than many other types of loans, but there are a number of ways in which land-only property can be financed.

New Hampshire Construction Loans
Construction loans provide the funds needed to construct your home on a predetermined disbursement schedule. But are they always the best way to finance the construction of your new home?

Home Improvement Loans
Home improvements can increase the value of your New Hampshire property and improve the way in which you live in your home. You can finance these improvements a number of ways.

Purchase Plus Renovation Loans
Renovation loans allow borrowers to repair and/or upgrade a home or investment property that needs repair. One single loan is used to pay for the purchase (or refinance) of a property and the cost of renovating it.

Reverse Mortgages
A reverse mortgages are a financial planning tool that can enable New Hampshire seniors to remain financially independent and live out their lives in their own homes. Here’s what you need to know…

Piggyback Mortgages
Piggyback mortgages are used to avoid “Private Mortgage Insurance” (PMI) requirements. Are they the right solution for you?

To find out which options are best for you, call Charley Farley at (603) 471-9300 or e-mail charley@charleyfarleyhomeloans.com.