When you need major surgery, you want to get a second opinion from another medical specialist. So why not get a second opinion on what could be the largest and most important financial decisions you’ll ever make – buying your New Hampshire home or investment property?

If you’ve been pre-approved or pre-qualified for a mortgage by another lender, we’d like to review the deal and give you another viewpoint. We may be able to save you a lot of money. If not, you can move forward with your current lender, secure in the knowledge that you are being treated fairly.

You may have been quoted a fabulous interest rate, but if the mortgage isn’t structured properly, it could cost you more money. Sometimes, just restructuring a mortgage can save you tens of thousands of dollars.

Here are a few things to keep in mind when considering your loan offer:

• Should you decrease your downpayment and use the extra cash to pay off high-interest credit card debts?
• Should you pay “points” or “loan origination” fees?
• Does a no-cost mortgage make sense for you, or should you go with a lower rate?
• Are you better off with a fixed rate or adjustable rate mortgage?
• Do you qualify for special government loan programs?
• Would you like a program where the payment goes down after principal reduction payments ?
• Are you comfortable doing business with your lender? Do they offer a wide variety of products, competitive rates, a knowledgeable staff, and superior customer service?
• Is this, without a doubt, the best mortgage loan program for you? How do you know?

When you go to a doctor for a second opinion, it costs you money. However, getting a second opinion from Compass Mortgage is absolutely FREE and will give you peace of mind. You have everything to gain and nothing to lose.

Because we are Licensed Mortgage Bankers and Mortgage Brokers, we offer the lowest interest rate programs through the most competitive mortgage lenders in the country. We specialize in providing borrowers with the best mortgage programs for their circumstances.