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First Time Home Buyer Loans in NH

First time home buyer loans in NH. Mortgages, programs for first time homebuyers.

First Time Home Buyer Programs in NH

There are many different loan programs that are designed to meet the needs of a first-time homebuyer in New Hampshire. Some of the most popular first-time homebuyer loans utilize government mortgage programs such as:

  • FHA Loans - 3.5% down payment, 30-year fixed mortgage.
  • VA Loans  - $0 down. Must meet VA eligibility requirements.
  • USDA  Rural Developments Loans - $0 down. Must purchase in an approved Rural Development area and be below the maximum income limits.
  • New Hampshire Housing Finance Authority (NHHFA) grant programs and other programs that assist with down payments.
  • Rehab loans – Provide you with 96.5% of the money to buy the home and provide you with 96.5% of the money to fix it up. Great for buying a bank-owned home or other fixer-upper properties. (That’s only 3.5% of your own money).

The process of buying your first home starts with a pre-qualification. This is where we help you determine the following:

  • What price range you qualify for.
  • Which mortgage programs best meet your needs.
  • How much cash you need.
  • What the monthly payment will be.

Watch our fast-paced, 10-minute First Time Homebuyer Class now!

10 Easy Steps to Buying a Home in New Hampshire

What’s the best way to go about buying a home? What documents will you need for a mortgage? Download my free checklist for all the answers and keep this two-page document handy throughout the process, from shopping for a home to move-in.

If you want to know which First-Time Home Buyer program best fits your circumstances, contact Charley at (603) 471-9300 or send an email below to ask a question, or if you're ready to proceed click on either of the links below to get started. Your information will be kept completely private.

  • Get pre-approved.
  • Apply now with a property address.

NOTE: Be sure to have a PDF or picture of the following items in hand to upload as you fill out the application:

  • Your two most recent tax returns (1040s, schedules, and W-2s)
  • Your two most recent pay stubs (if you receive them)

Get pre-approved or apply here.

To begin your application, be sure to have a PDF or picture of the following items in hand:

  • Your two most recent tax returns (1040s, schedules, and W-2s)
  • Your two most recent pay stubs (if you receive them)

“Absolutely the best
experience!! Will always
remember the personable
yet professional service.
Thanks again Charley!”

– Wayne C

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Serving NH Since 1991

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Charley Farley Home Loans

Office (603) 471-9300
Fax (855) 812-9282
650 Elm St Suite 600
Manchester, NH 03101


 

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