The mortgage industry can be a confusing maze when trying to determine how much you qualify for, how much cash you need, and how to get the lowest monthly payment. The two largest families of loan programs are Conventional and FHA programs. To keep things simple, here is a list of the primary benefits to […]
Credit
How to Fix Bad Credit for a Mortgage in NH

Poor Credit Results in Higher Interest and Lower Loan Amounts Your credit history helps mortgage lenders decide how much credit you are eligible for and at what interest rate. The better your credit history, the more likely you are to qualify for the best mortgage programs. If you have poor or bad credit and are […]
How to Get Rid of Private Mortgage Insurance (PMI)

What is PMI? Many New Hampshire home buyers make down payments of less than 20 percent and have to pay private mortgage insurance (PMI). PMI is a type of insurance policy that reimburses your lender if you default on your mortgage. Private mortgage insurance charges vary depending on the size of the down payment and […]