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Mortgage Rates

Conventional vs. FHA Loans

Conventional vs FHA Loans

The mortgage industry can be a confusing maze when trying to determine how much you qualify for, how much cash you need, and how to get the lowest monthly payment.  The two largest families of loan programs are Conventional and FHA programs. To keep things simple, here is a list of the primary benefits to […]

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Mortgage Rates in NH

Mortgage rates in NH

One of the most common questions everyone has when financing a home, whether it is for refinancing or purchasing, is what is my interest rate going to be? It’s a fair and simple enough question with many possible answers. There are many factors that go into determining what your interest rate will be on your […]

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How Mortgage Rates are Set

How Mortgage Rates are Set in NH

In the big picture of lending, loans given to consumers fall into short-term loans and long-term loans.   Short-term loans are generally considered consumer loans that have terms of 5 years or less. They would include revolving credit cards, installment automobile loans and home equity lines of credit. The rates on these loans are based on what is […]

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A Guide to Lower Interest Rates in New Hampshire

Mortgage Interest Rates in NH

You can SAVE BIG if you understand a few basic economic principles and how they relate to you. If you understand what makes our nation’s economy tick, you can save thousands of dollars on everything from your mortgage to your credit cards. For example, take a $200,000 mortgage: the difference in monthly payments between a 30-year mortgage […]

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When to Refinance Mortgage

Here are reasons to refinance your mortgage. Lower your monthly payment with a lower interest rate: One of the main reasons homeowners refinance is to lower their monthly payment. Lowering your interest rate by 1% on a $200,000 mortgage can save you $165 per month and more than $55,000 in interest over the life of […]

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Mortgage Debt Elimination Schemes

Mortgage Debt Elimination Schemes

Do you hate paying your mortgage? Maybe not but let’s face it: given the choice, you’d rather not pay one. If you could find an easy way to get rid of your mortgage and your other debt, you’d do it. Right?  That is why “Mortgage Elimination” and “Debt Elimination” scams work: because the scammers are telling you something […]

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Recent Posts

  • Towns that Qualify for USDA Rural Development Loans in NH

  • Divorce Mortgage Refinance

  • New Hampshire VA Loans

  • Buy a Fixer-Upper with a 203k Loan

  • A Guide to Lower Interest Rates in New Hampshire

  • When to Refinance Mortgage

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Charley Farley Home Loans

Office (603) 471-9300
Fax (603) 472-8811
172 Route 101
Bedford, NH 03110-5416


 

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