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Glossary

Decoded: What All the Mortgage Jargon Really Means!

Mortgage Jargon & Terms Explained

Here are some terms commonly used in the mortgage industry: ARM, or Adjustable Rate Mortgage:  This is a mortgage loan that has a fixed rate for a specific period of time, say 1, 3, or 5 years, after which the rate becomes dependent on some index, such as a treasury bill rate. Buy Down:  A […]

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Getting to Know Fannie and Freddie

Getting to Know Fannie and Freddie

In a nutshell, Fannie Mae and Freddie Mac are intermediaries. They buy loans from lenders and then turn around and sell them to investors. Most mortgages, regardless of the type, are originated with the expectation that they will be sold after they close. Loans that are kept in-house are called portfolio loans. These loans are […]

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Mortgage Debt Elimination Schemes

Mortgage Debt Elimination Schemes

Do you hate paying your mortgage? Maybe not but let’s face it: given the choice, you’d rather not pay one. If you could find an easy way to get rid of your mortgage and your other debt, you’d do it. Right?  That is why “Mortgage Elimination” and “Debt Elimination” scams work: because the scammers are telling you something […]

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  • First Time Homebuyers (13)
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  • Self Employed (2)
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Recent Posts

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Serving NH Since 1991

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Charley Farley Home Loans

Office (603) 471-9300
Fax (603) 472-8811
172 Route 101
Bedford, NH 03110-5416


 

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