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Mortgage Rates are Rising. Is It Too Late to Refinance?  

Refinancing in 2021 with rising interest rates

With mortgage rates going up, I can predict what’s going to happen when I gather with friends and family in the coming months:  Someone is going to ask if they still should refinance. Without their mortgage statement on hand, without my fancy financial calculator in my pocket, without food in my stomach, and if I’m […]

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Cash Out Refinancing

Mortgage rates in NH

If you’d like to tap into the equity in your home to Invest in home improvements Make a major purchase or Consolidate credit card bills, student loans or other debt you might consider a cash out refinance program that provides you with cash from your home equity at closing. The process of refinancing is similar […]

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New Hampshire VA Loans

VA Home Loans and Mortgages in NH

Did you serve our country? If you are a veteran of the armed services, reservist, active duty, or surviving spouse of a veteran, then you may be eligible for a VA loan to purchase a new home or refinance your existing home. Why use a VA Loan? That is a good question. There are many […]

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Home Improvement Loans

Home improvement loans - renovation loans in NH

Do you love your home but need some major repairs?  Do you want to update a certain room in your home?  Do you want to put an addition on your home to give you and your family a little more room? Is your dream home a fixer upper? These are just a few of the […]

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Thinking About Refinancing?

Refinancing Mortgages in NH

Thinking about Refinancing? Just 5 Minutes Could Save you a Bundle!   One of the best reasons to refinance your mortgage is to obtain a lower interest rate and a lower monthly payment.  By refinancing, you will payoff off your existing mortgage and replace it with a new one. This can often be accomplished with […]

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A Guide to Lower Interest Rates in New Hampshire

Mortgage Interest Rates in NH

You can SAVE BIG if you understand a few basic economic principles and how they relate to you. If you understand what makes our nation’s economy tick, you can save thousands of dollars on everything from your mortgage to your credit cards. For example, take a $200,000 mortgage: the difference in monthly payments between a 30-year mortgage […]

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When to Refinance Mortgage

Here are reasons to refinance your mortgage. Lower your monthly payment with a lower interest rate: One of the main reasons homeowners refinance is to lower their monthly payment. Lowering your interest rate by 1% on a $200,000 mortgage can save you $165 per month and more than $55,000 in interest over the life of […]

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How to Get Rid of Private Mortgage Insurance (PMI)

How to get rid of PMI - private mortgage insurance in NH

What is PMI? Many New Hampshire home buyers make down payments of less than 20 percent and have to pay private mortgage insurance (PMI). PMI is a type of insurance policy that reimburses your lender if you default on your mortgage. Private mortgage insurance charges vary depending on the size of the down payment and […]

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Mortgage Debt Elimination Schemes

Mortgage Debt Elimination Schemes

Do you hate paying your mortgage? Maybe not but let’s face it: given the choice, you’d rather not pay one. If you could find an easy way to get rid of your mortgage and your other debt, you’d do it. Right?  That is why “Mortgage Elimination” and “Debt Elimination” scams work: because the scammers are telling you something […]

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Recent Posts

  • Glimmers of Hope for NH First Time Homebuyers in 2025

  • Mortgage Documentation Alternatives for Self-Employed, 1099 Employees, and Non-Traditional Income Earners

  • Getting a Construction Loan to Build or Renovate Your Own Home in NH

  • Mortgage Rates are Rising. Is It Too Late to Refinance?  

  • Towns that Qualify for USDA Rural Development Loans in NH

  • Divorce Mortgage Refinance

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Charley Farley Home Loans

Office (603) 471-9300
Fax (855) 812-9282
650 Elm St Suite 600
Manchester, NH 03101


 

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