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How to Qualify for a Larger Mortgage in New Hampshire

Qualifying for larger mortgages in NH

You may have an idea of what a “large” mortgage means to you, but in the mortgage world, we have something called “jumbo” mortgages. These are mortgages that are so large, they are greater than the Fannie Mae or Freddie Mac conforming loan size which in 2025 is $806,500 with a $914,250 limit in Rockingham […]

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How to Qualify for a Jumbo Mortgage in New Hampshire

Jumbo Mortgage Loan qualifications

Jumbo mortgages are greater than the Fannie Mae or Freddie Mac conforming loan size which is $726,200 unless you’re in Rockingham or Strafford Counties where the limits are as high as $828,000 in 2023. Qualifying for a jumbo loan works the same way as a regular conforming loan in the respect that you have to […]

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Realtor and Mortgage Lender Relationships

Mortgage application and documentation Charley Farley Home Loans

When Realtors© and mortgage lenders have a good relationship, transactions go smoothly.  We have cultivated incredible working relationships with some of the best Realtors© in NH. Far too often we’ve heard horror stories from Realtors that have stemmed from poor working relationships with mortgage lenders. For example, a homebuyer’s financing gets delayed and they have […]

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Charley Farley Home Loans Commercials

This year we unveiled some new Charley Farley Home Loans commercials, now airing on WMUR-TV. We’re happy with the positive feedback from viewers! For first time homebuyers:   For those wondering how much home they’ll qualify for:   For current homeowners planning to upsize to a larger home:   For busy folks who want to […]

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Towns that Qualify for USDA Rural Development Loans in NH

USDA Rural Qualifying NH Towns

In New Hampshire, there are SO MANY TOWNS that qualify for a USDA rural development loan, it’s far easier to list the towns that don’t qualify. Download the USDA Rural Development Home Loan Eligibility map for a visual on which towns qualify and which towns don’t in New Hampshire. In alphabetical order, the towns that don’t […]

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Recent Posts

  • Glimmers of Hope for NH First Time Homebuyers in 2025

  • Mortgage Documentation Alternatives for Self-Employed, 1099 Employees, and Non-Traditional Income Earners

  • Getting a Construction Loan to Build or Renovate Your Own Home in NH

  • Mortgage Rates are Rising. Is It Too Late to Refinance?  

  • Towns that Qualify for USDA Rural Development Loans in NH

  • Divorce Mortgage Refinance

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Charley Farley Home Loans

Office (603) 471-9300
Fax (855) 812-9282
650 Elm St Suite 600
Manchester, NH 03101


 

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